Affiliate Disclosure & Disclaimer

AFFILIATE DISCLOSURE

FTC Disclosure

In accordance with FTC guidelines, I want to be completely transparent: This website contains affiliate links, which means I may earn a commission when you click on certain links and make a purchase. This comes at no additional cost to you.

How It Works

When you purchase a product through an affiliate link on this site, the merchant pays me a small percentage of the sale. Your price remains exactly the same whether you use my link or go directly to the merchant's website.

My Commitment to You

I only recommend products and services that I:

• Personally use or have used

• Genuinely believe will provide value

• Would recommend to a friend or family member

My recommendations are based on my honest experience and research. I never recommend products solely for commission purposes. Your trust matters more to me than any affiliate payment.

Affiliate Programs

I participate in various affiliate programs, including but not limited to:

• Amazon Associates Program

• Software and service affiliate programs (such as Riverside.fm, Canva, and others)

• Other merchant and brand affiliate programs

These partnerships help fund Living95, allowing me to keep my podcast, blog, newsletter, and free content accessible to everyone.

AMAZON ASSOCIATES DISCLOSURE

Living95 is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

As an Amazon Associate, I earn from qualifying purchases. This means when you click on Amazon product links and make a purchase, I may receive a small commission at no extra cost to you.

Important Notes About Amazon Links:

• Prices and availability on Amazon are subject to change

• I am not responsible for pricing errors or changes on Amazon

• Product information displayed may not be current; always verify on Amazon before purchasing

• Amazon's return and refund policies apply to all purchases made through affiliate links

GENERAL DISCLAIMER

No Guarantees

While I recommend products based on my genuine experience and research, I cannot guarantee specific results or outcomes. Your results may vary based on numerous factors including your individual circumstances, effort, and use of the products.

Product Responsibility

I am not the manufacturer, seller, or distributor of any products featured on this site. I am not responsible for:

• Product quality, safety, or performance

• Shipping, returns, or customer service issues

• Product defects or malfunctions

• Any damages or injuries resulting from product use

All product-related issues should be directed to the manufacturer or merchant where you made your purchase.

Not Professional Advice

The content on this website is for informational and entertainment purposes only and should not be construed as:

• Medical advice

• Professional fitness or health advice

• Financial advice

• Legal advice

• Technical or professional consultation

Health and Fitness Disclaimer

Products and information related to fitness, wellness, nutrition, or health are not intended to diagnose, treat, cure, or prevent any disease or health condition.

Always consult with a qualified healthcare professional before:

• Starting any new fitness program

• Taking any supplements or nutrition products

• Making significant changes to your diet or wellness routine

• Using any product that may affect your health

Individual results will vary. What works for me may not work for you.

Technology and Gear Disclaimer

Technology products, software, and gear recommendations are based on my personal experience and may not be suitable for everyone's needs or technical skill level. Always:

• Research products thoroughly before purchasing

• Verify compatibility with your existing equipment

• Read manufacturer specifications and requirements

• Understand return policies before buying

THIRD-PARTY WEBSITES

This site contains links to third-party websites. When you click on these links, you leave my site and are subject to the terms, conditions, and privacy policies of those external sites.

I am not responsible for:

• The content of external websites

• The privacy practices of third-party sites

• Any transactions you conduct on external sites

• The accuracy of information on external sites

I encourage you to review the policies of any website you visit.

EARNINGS DISCLAIMER

Any earnings or income statements are estimates of potential income only. There is no guarantee that you will achieve similar results using any products or strategies I recommend.

Success with any product, program, or strategy depends on many factors including your dedication, skill level, resources, and individual circumstances.

CHANGES AND UPDATES

I reserve the right to update this disclosure and disclaimer at any time. Changes will be posted on this page with an updated date. Your continued use of this site after any changes constitutes acceptance of the updated terms.

I may add or remove affiliate relationships at any time without notice.

ACCURACY OF INFORMATION

While I strive to provide accurate and up-to-date information, I cannot guarantee:

• Current pricing or availability of products

• Accuracy of product specifications or descriptions

• That links will always be active or correct

Product information is provided by merchants and manufacturers and is subject to change without notice.

YOUR CONSENT

By using this website, you consent to this Affiliate Disclosure & Disclaimer. If you do not agree with any part of this disclosure, please do not use this site or click on affiliate links.

QUESTIONS?

If you have questions about affiliate relationships, my recommendations, or this disclosure, please contact me:

Email: johnadams@living95.com Website: living95.com

I'm committed to transparency and am happy to answer any questions about the products I recommend or my affiliate relationships.